- Internet Deal Websites
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- Banking Tips
- * Bank CD's usually have at
least a one-time interest bump, if you find a better CD rate.
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- Save Your Money
- * don’t leave the refrigerator
open while you decide what to eat.
* turn off lights, computers, printers, televisions, and any
other appliances when you’re not using them.
* unplug anything you dont use.
* using "compact fluorescent" spiral light bulbs. lasts
ten times longer than regular "incandescent" bulbs,
and 75% less energy.
* Replace old appliances when possible, such as dishwashers,
dryers, etc; with energy saving models.
* Only wash clothes when you have a full load. Use cold water
instead of hot, is better on the clothes and costs less.
* Air Conditioning: It's tempting to turn it off when you aren't
there, BUT this is counterproductive because of the high energy
it takes to turn back on and cool off the house. Use fans to
suppliment the AC. Make sure windows are sealed. Try installing
a programmable thermostrat, which when used properly can save
15% on heating and cooling.
* Know what the cheaper stores sale. Ross, TJMax, even the doller
stores and 99 cents stores. Often most office, kitchen, and accessories
can be bought for just a dollar.
* Flights: Fly out of alternate airports if cheaper. Price search
the airlines. Book two weeks in advance. Ask which days are cheaper
flights. Always ask for lowest fare, even when dealing with agents.
* Car Rental: Check with your insurance to find out if you can
bypass any fee's.
* Only buy what you find a 30% or higher discount on. buy sturdy
products.
- * Haggle! There are always ways
to haggle or trade services and property. CraigsList is a good
way to trade for what you want instead of buying it.
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- Misc
- Get extaordinary deals easily on just about whatever you need.
Most people dont have the determination or follow-through to
be wise investers, or even to break the habbit of buying unneeded
things. The only tools you'll need are planning, patience, dedication,
and follow up...and DSL internet. For me, getting good deals
is a lesson in exploring the boundaries of productivity and determination.
I form my schedule and life around various things, including
the coupons and rebates that I find. I form my budget to embrace
the free things the world has to offer. If I splurge, I put extra
energy into making up the money on something else. Money is just
one of the many things you in vest in, and thus this tutorial
can be applied to more than just saving money. I'm a student
in many things including saving money, and I've already benefited
greatly. I use cost-saving techniques as a challenge to meet
greater goals and philosophies. Later I'll list mediums for saving
money, and then give some internet links. Find your medium, your
links, and what forms best to your life. Skim this article to
see what its about, then read it in detail, or have your computer
read it to you.
- Marketing campeins bet on you
not following through on rebates, or that you'll forget to remind
them to send back your money. This comes down to who you trust
lending money and resources to.
-
- 1. Information Lists.
You need a binder or file folder for lists. Archives, tables,
spreadsheets, databases, perhaps mind-maps, etc; call it what
you will. Two of the many lists an organized indivudual uses,
are A.) Keywords to type into a google search for finding coupons.
B.) A list of websites and physical stores to get your coupons.
Stores, email-mailing lists, snail-mailing lists, newspaper,
internet, etc. Many stores have annual super-sales.
-
- 2. Unrelated to buying,
there is FileSharing. Digital files dont have to be expensive,
they can be free also. E-Books, music, movies, software. A seporate
list just for BitTorrent sites is helpful. A program called FrostWire
allows you to download a multitude of files. You'd be supprised
how good the quality of legal downloading can be, as long as
you stick to legal and not get tempted. Open-source software
and music has gone a long ways. For example, Ubuntu Linux is
free and just as easy as Windows Vista. Project Gutenburg has
thousands if not millions of free e-books, which via Text-to-speech
(TTS) can be converted to MP3 audio books and or audio cd's quickly.
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- 3. Join coupon mailing lists
for the major retail chains. Find out what outlets send coupons
so you dont have to drive to the store to view them.
-
- 4. Be aware of the clearence
sections of in-person stores, and their internet equivelents.
Buy off-season when possible, this helps to avoide temptation
to buy overpriced sweaters during cold weather.
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- 5. Know your passwords
for checkout and money processing sites such as PayPal, Your
Bank, Cash Routing number on your Checks, Google Checkout (Gmail),
etc. Also know your passwords for each online store. Dont ever
input private data into a username acquired from password sites
like BugMeNot. Never share private data, always internet shop
from home.
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- 6. Calling in advance
to inquire about products you need. This will save gas money
and time looking around. Many stores know their products, dont
be afraide to inquire.
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- 7. Find out what products
you can get at low-cost stores. 99 cent stores, value villiage,
good will, the salvation army, etc. Many cheap "doller stores"
have basic office supplies. Used clothe stores have never-worn
clothes with the tags still on.
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- 8. Get organized. One
simple method is a $4.00 poster-sized callendar from Office Depo.
This gives you room to list out what items you bought and when
you will recieve them, and if you recieved your rebates.
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- 9. CA Tax: Don't pay
California internet tax. Also, many times you can find items
with free shipping. Paying extra's is a temptation to avoide.
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- 10. Keywords: Know Google,
live it as if it's part of you. Read up on how to do advanced
Google Searches. This will save plenty of time looking around
the net for coupons. Compile a list of keywords that bring in
good google results, such as: Rebate sites, Coupon Code, Clearence
site, Sale, Budget tips, Half Off, cheap site, deal site, etc.
This is to locate the deal websites; not to locate the products.
You find the products at the websites. Google isnt your store,
the stores are your stores. Find the best and latest coupon websites.
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- 11. In your online shopping
cart there is usually a place to input "Coupon Codes".
There are plenty of websites that offer these codes. These add
up to thousands of dollers in savings if you often buy things
online.
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- 12. You may wish to not search
out items you imediatly need. As this is temptation to not
get the best deals. Do things long-term! Search out items you'll
eventually need; to stock up on; and items you can alter your
lifestyle to take advantage of.
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- 13. This tutorial does not
promote being a cheap stingy bastard. Simply dont buy into
society's mentality of impulse shopping. Spend money wisely,
in every area, invest in what you need. Don't get things you'll
tire of or use up quickly.
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- 14. Here are some of the
basic coupon websites on the internet. Ask for a private
audience if you dont know quite how to go about this.
- http://www.cheapstingybargains.com/
(one of my favorites).
http://bensbargains.net/
edealinfo
craigslist
half.ebay
newegg
zipzoomfly
froogle
monoprice
http://www.cheapstingybargains.com/
http://www.bensbargains.net/
http://www.dealcatcher.com/
http://www.buy.com/
http://www.techbargains.com/index.cfm
http://www.ultimatecoupons.com/
http://www.google.com/checkout/learnmore2.html
http://www.dealcatcher.com/
http://www.site59.com/
http://www.onrebate.com/
http://www.pcuniverse.com/
http://shop2.outpost.com/template/index/
http://www.todaysfreebies.com/
http://www.xpbargains.com/
http://www.ahugedeal.com/
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